Manulife Launches Global Diversified Real Asset Feeder Fund in the Philippines

Friday, October 16, 2026


Manulife Investments Philippines has expanded its investment offerings with the launch of the Manulife Global Diversified Real Asset Feeder Fund, an income-paying unit investment trust fund (UITF) that gives Filipino investors access to a range of global real asset investments.

The fund, previously known as the Manulife Global REIT Feeder Fund, has been converted from a real estate-focused strategy into a multi-asset portfolio. Its investments include global real estate investment trusts (REITs), listed infrastructure, natural resources equities, and U.S. Treasury Inflation-Protected Securities (TIPS).

The change reflects a broader investment approach that aims to combine income opportunities, long-term growth potential, and exposure to assets that may respond differently to inflation and changing market conditions.

What the Manulife Global Diversified Real Asset Feeder Fund Offers

Real assets include investments connected to physical property, infrastructure, and natural resources. These can include commercial real estate, transportation networks, energy systems, and other assets that support economic activity.

Through the new fund structure, investors can access several categories of global real assets through a single professionally managed UITF, rather than building a portfolio of these investments individually.

The fund invests across four main areas:

Global REITs: Listed companies and trusts with exposure to income-generating real estate.

Listed infrastructure: Investments in publicly traded infrastructure businesses and assets that support essential services and economic activity.

Natural resources equities: Shares in companies involved in natural resources and related industries.

U.S. Treasury Inflation-Protected Securities (TIPS): U.S. government securities whose principal adjusts with changes in the Consumer Price Index, helping provide protection against U.S. inflation.

The combination is intended to diversify the portfolio's sources of income and potential returns. However, diversification does not eliminate investment risk, and the fund's value may fluctuate with market conditions.

Why Real Assets Are Drawing Investor Attention

Global economic changes are creating demand for the physical infrastructure that supports technology, energy, and commerce.

The expansion of artificial intelligence and digital services, for example, requires data centers, reliable electricity, and supporting infrastructure. Modernizing transportation and supply chains also calls for investment in physical networks, while the transition to new energy systems is reshaping demand for resources and power infrastructure.

These developments provide a longer-term context for real asset investing. Companies and securities linked to these sectors may benefit from structural changes in the economy, although their performance depends on valuations, operating results, interest rates, regulation, and broader market conditions.

For investors concerned about inflation, certain real assets may offer potential diversification benefits. Yet their returns are not guaranteed to keep pace with inflation, and different asset classes can respond differently to economic shifts.

Income and Long-Term Growth Are Key Fund Objectives

According to Manulife Investments Philippines, the fund seeks to deliver income and long-term inflation-adjusted returns through its diversified global allocation.

Its income-paying structure may appeal to investors who want exposure to multiple real asset categories within one investment product. The fund also aims to provide access to long-term economic trends through professional portfolio management.

Aira Gaspar, president and chief executive officer of Manulife Investments Philippines, said the fund brings together global real asset opportunities in a single solution, giving investors convenient access to asset classes that may otherwise be more difficult to build and manage independently.

The fund is managed by Manulife Investment Management's Multi-Asset Solutions Team, which oversees the company's global multi-asset investment strategies.

Investors should note that the fund's objectives are targets, not guarantees. Its returns may be affected by global equity market movements, interest rates, currency fluctuations, and the performance of the underlying investments.

Minimum Investment and How to Access the Fund

The Manulife Global Diversified Real Asset Feeder Fund is available with a minimum investment of US$1,000 or ₱1,000, according to the company announcement.

Investors can open a UITF account online through Manulife iFUNDS. They may also contact a Manulife Wealth Specialist for additional information about the fund.

Before investing, prospective clients should review the fund's prospectus or other official product documents for details on fees, risks, income distributions, redemption conditions, and eligibility requirements. They should also consider whether the fund's investment strategy matches their financial goals, time horizon, and ability to tolerate losses.

More information is available through the official Manulife Philippines investment funds page.

A Broader Route to Global Real Asset Exposure

The conversion of the former Manulife Global REIT Feeder Fund into a diversified real asset fund gives investors access to a wider set of global investment categories through one UITF.

By combining real estate, infrastructure, natural resources, and inflation-linked U.S. government securities, the fund aims to offer multiple sources of income and potential long-term returns. Its suitability, however, will depend on each investor's needs, risk tolerance, and broader portfolio strategy.
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Lenovo to Showcase Its Hybrid AI Vision at CES 2027 in Las Vegas

Thursday, October 15, 2026


Lenovo will return to Sphere in Las Vegas for Tech World @ CES 2027, where Chairman and CEO Yuanqing Yang is set to present the company’s vision for combining human intelligence with artificial intelligence across consumer devices and enterprise systems.

As businesses move beyond AI experimentation toward practical deployment, Lenovo is positioning Hybrid AI as a way to connect personal, enterprise, and public AI capabilities. The company plans to demonstrate how this approach can turn data into value for individuals and organizations at its annual innovation event during CES 2027.

Scheduled for January 6, 2027, the event will be part of the CES keynote lineup and feature technology announcements, industry speakers, and an immersive experience at Sphere. Lenovo also plans to stream the event globally.

What to Expect From Lenovo Tech World @ CES 2027

Lenovo Chairman and CEO Yuanqing Yang will lead the presentation, outlining how the company's Hybrid AI strategy aims to combine human and artificial intelligence.

The company describes this direction as Human + AI, emphasizing collaboration between people and AI systems rather than treating the technology as a replacement for human capabilities.

According to Yang, the next phase of AI should help individuals and businesses transform data into practical value while improving efficiency, security, and privacy.

The keynote is expected to explore AI's potential across personal technology, enterprise operations, and broader societal applications. Lenovo has not yet announced the full list of speakers or detailed product demonstrations.

Lenovo's Hybrid AI Strategy: Three Priorities

Lenovo's Tech World presentation will focus on three areas that underpin its approach to AI adoption.

1. Personalized AI experiences

Lenovo plans to demonstrate how AI can work across multiple devices, including PCs, smartphones, wearables, and emerging ambient devices.

The goal is to create a more connected personal AI experience that adapts to users' needs and context. Lenovo also emphasizes privacy, with experiences designed to protect personal information as AI becomes more integrated into everyday activities.

For consumers, this could mean more consistent AI assistance across devices rather than separate experiences that operate independently. Specific features and product availability will depend on the announcements made at the event.

2. More efficient AI infrastructure

For enterprises, Lenovo intends to show how its full-stack Hybrid AI portfolio can help organizations deploy AI where their data resides.

This includes infrastructure for building and scaling what the company calls Hybrid AI factories, alongside tools designed to transform workplaces and support AI-native operations.

The broader business challenge is making AI useful at scale. Organizations must balance computing requirements, operating costs, performance, and the value generated by AI workloads. Lenovo's planned demonstrations will highlight how its hardware, software, services, and infrastructure offerings fit into that process.

3. Trust, security, and privacy

As organizations handle increasingly sensitive data through AI systems, security and governance remain central to adoption.

Lenovo says its approach will focus on architectures that help customers protect data, retain control over their intelligence, and adopt AI with greater confidence.

The company also plans to emphasize responsible AI leadership and how technology can contribute to human potential, environmental sustainability, and global progress.

Lenovo's AI Momentum and Business Growth

Tech World @ CES 2027 comes after a strong period for Lenovo's business, according to the company.

Lenovo reported revenue of US$83.1 billion for its strongest fiscal year to date. It also said revenue increased 42% year over year in the first quarter of fiscal year 2026/27, while AI-related revenue grew 60%.

These results provide business context for the company's focus on AI. Lenovo is seeking to translate growing demand for AI technology into opportunities across personal devices, enterprise systems, infrastructure, and services.

The upcoming keynote is expected to offer a closer look at how the company plans to build on that momentum, although detailed product announcements and its longer-term roadmap have yet to be disclosed.

A Return to Sphere After Tech World 2026

Lenovo's return follows its 2026 Tech World event, when the company brought its global innovation showcase to Sphere for the first time.

That presentation included Lenovo and Motorola Qira, next-generation AI PCs and smartphones, agentic-native device concepts, enterprise AI infrastructure, and technology collaborations.

The 2027 edition will again use Sphere as the setting for Lenovo's keynote and immersive technology experience. The company says additional information on speakers, demonstrations, logistics, and product announcements will be released in the coming months.

Kinsey Fabrizio, president and CEO of the Consumer Technology Association, which organizes CES, welcomed Lenovo's return and described Tech World as a major event on the technology industry's calendar.

When Is Lenovo Tech World @ CES 2027?

Lenovo Tech World @ CES 2027 is scheduled for Wednesday, January 6, 2027, at 5 p.m. Pacific Time in Las Vegas.

The event will be open to credentialed CES attendees, with additional ticketing and logistical information to be announced closer to the date. A global livestream will also be available.

More information will be shared through Lenovo's official Tech World page and the official CES website.

As AI moves deeper into consumer products and business operations, Lenovo's CES 2027 keynote will provide a closer look at how the company intends to connect personal AI experiences with enterprise-scale systems under its Human + AI vision.
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Jollibee CEO Shares Filipino Business Growth Story at ASEAN Youth Entrepreneurship Summit

Jollibee Group CEO Ernesto Tanmantiong shares the company’s growth story at the ASEAN Youth Entrepreneurship Summit 2026.

Jollibee Group Global President and CEO Ernesto Tanmantiong shared how a Filipino-founded business expanded into an international restaurant group at the inaugural ASEAN Youth Entrepreneurship Summit 2026, which gathered more than 10,000 participants at the SM Mall of Asia Arena.

The story of Jollibee’s growth offered a business lesson for aspiring entrepreneurs across Southeast Asia: building an international brand takes more than a successful product. It also requires strong teams, customer trust, committed partners, and the ability to connect with different markets.

Speaking at the inaugural ASEAN Youth Entrepreneurship Summit (AYES) 2026 on October 15, Jollibee Group Global President and CEO Ernesto Tanmantiong traced the company’s journey from a Filipino-founded business to a multinational restaurant group.

His address highlighted the role of people and partnerships in business growth, alongside the importance of understanding customers across cultural boundaries.

How Jollibee Expanded Beyond the Philippines

Jollibee Group’s international operations illustrate how a homegrown food brand can establish a presence in markets with different consumer preferences.

According to the company, Jollibee is the leading quick-service restaurant brand in Vietnam, with more than 250 stores serving Vietnamese customers. It is also the number one chain in Brunei.

In the United States, Jollibee was voted No. 1 Best Fast-Food Fried Chicken in USA TODAY’s 10Best Readers’ Choice Awards for the third consecutive year, the company said.

For Tanmantiong, international expansion has reinforced the ability of food to connect people across cultures.

“As Jollibee expanded abroad, we learned that food can carry memory and also create connections across cultures,” he said, adding that delicious taste has no borders.

The experience reflects a broader consideration for businesses looking to enter overseas markets: international growth involves more than exporting a product. Brands must also build relationships with local customers and establish relevance in each market.

Why People and Partnerships Matter to Business Growth

Tanmantiong also cautioned against viewing corporate success as the achievement of a single leader.

He credited the company's milestones to the collective efforts of employees, business partners, customers, and communities that support its growth.

His message placed collaboration at the center of entrepreneurship, emphasizing that businesses depend on people who share a vision and contribute to its execution.

For young founders, the lesson is relevant beyond the food industry. A business may begin with an individual's idea, but sustaining growth requires capable teams, customer loyalty, and relationships that can support the company over time.

Jollibee Group said sharing its experience was intended to encourage young people to pursue their own entrepreneurial ambitions and demonstrate that Filipino-founded businesses can compete internationally.

ASEAN Youth Entrepreneurship Summit Draws More Than 10,000 Participants

The October 15 summit was organized by SM Cares, Global Peace Foundation Philippines, and the ASEAN Business Advisory Council Philippines.

Described by the organizers as the council's largest youth entrepreneurship initiative, AYES 2026 brought together more than 10,000 young entrepreneurs, students, innovators, startup founders, business leaders, and policymakers from across Southeast Asia.

The event built on the Global Youth Summit, extending the initiative's regional reach in connection with the Philippines' role as ASEAN host in 2026.

Its program included international and regional speakers, conversations with business founders, youth entrepreneurship showcases, and the launch of the ASEAN Youth Entrepreneurship Action Agenda. The youth-driven framework aims to advance entrepreneurship across Southeast Asia.

The gathering provided a platform for young people to exchange ideas, learn from established business leaders, and explore opportunities for building ventures with regional potential.

A Message for ASEAN's Next Generation of Business Leaders

Tanmantiong closed his address by encouraging young entrepreneurs to pursue ambitious goals while bringing other people along in the process.

He urged participants to build boldly and extend the positive impact of their businesses beyond national borders.

For Jollibee Group, sharing its growth story was an opportunity to connect its international business experience with the ambitions of the next generation.

For the young leaders attending AYES 2026, the challenge is to turn ideas into businesses that can create value for customers, communities, and the wider Southeast Asian region.
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Manulife Philippines Wins Three HR Asia Awards for Workplace Excellence

Monday, October 12, 2026


Manulife Philippines has earned three HR Asia awards for workplace culture, technology empowerment, and people transformation, while securing two finalist nominations at the HR Excellence Awards Singapore 2026.

Manulife Philippines has received three recognitions at the 2026 HR Asia Awards, highlighting its approach to employee engagement, workplace technology, and workforce development.

The financial services company was named one of HR Asia's 2026 Best Companies to Work for in Asia and received the Tech Empowerment Award and People Transformation Award. The awards were presented at a ceremony in Pasay City on October 6, 2026.

The recognitions come as organizations continue to invest in artificial intelligence, digital tools, and employee skills to adapt to changing workplace demands. For Manulife Philippines, the awards highlight initiatives designed to integrate technology into daily work while supporting continuous learning and employee well-being.

The company has also been named a finalist in two categories at the HR Excellence Awards Singapore 2026, extending its recognition to a regional HR platform.

Three HR Asia Awards Recognize Workplace and People Strategies

HR Asia's Best Companies to Work for in Asia program recognizes organizations based on employee engagement, workplace culture, and people practices. According to the supplied announcement, the assessment uses employee survey results benchmarked against market scores, alongside an evaluation of organizational practices.

The Tech Empowerment Award focuses on how organizations use technology to support employees, improve collaboration, and enable more effective work. The People Transformation Award recognizes organizations that place learning and workforce development at the center of their people strategies.

Manulife Philippines said its awards reflect investments in employee experience, innovation, and the development of skills needed in a changing business environment.

"These awards affirm that the future belongs to organizations bold enough to invest in their people," said Rahul Hora, president and chief executive officer of Manulife Philippines.

He described talent and technology as twin drivers of the company's growth strategy, adding that the recognitions validate its investments in innovation, capability-building, and employee experience.

Hora also linked workplace development to the company's customer strategy, saying employees who are equipped for the future can help deliver better experiences to customers and communities.

Generative AI and Digital Learning Support Employee Development

One area highlighted by Manulife Philippines is its use of generative artificial intelligence (GenAI) to support employees in their daily work.

The company said it has introduced GenAI capabilities to give colleagues new ways to work and collaborate. These initiatives form part of its broader effort to embed innovation into the employee experience.

The announcement did not specify the GenAI tools deployed, the number of employees using them, or measurable productivity gains. The award therefore highlights the company's technology initiatives without establishing a quantified impact on business performance.

Workforce learning is another focus of its people strategy.

Manulife Philippines said it uses its proprietary online learning platform, Pursuit, alongside LinkedIn Learning to support continuous upskilling. The company also cited programs focused on inclusion, wellness, employee recognition, and engagement.

These initiatives reflect an approach that combines digital capabilities with the development of human skills. As AI tools become more common in professional environments, organizations must also help employees learn how to use them effectively, collaborate across teams, and adapt to changing responsibilities.

The People Transformation Award recognizes Manulife Philippines' emphasis on learning and growth as part of that broader workforce strategy.

Two HR Excellence Awards Singapore Finalist Nominations

Beyond its HR Asia wins, Manulife Philippines has been named a finalist in two categories at the 14th Annual HR Excellence Awards Singapore 2026.

The nominations are:

Excellence in Leadership Development: Recognizes efforts to develop capable leaders and prepare them for future organizational challenges.

Excellence in Total Rewards Strategy: Recognizes approaches to compensation, benefits, and employee well-being.

The nominations highlight two additional areas of the company's people strategy: building leadership capabilities and developing rewards that support employees throughout their careers.

Ardhi Siregar, chief people officer of Manulife Philippines, said the recognitions reflect the company's efforts to develop future-ready leaders, reward employees meaningfully, and integrate learning and technology into everyday work.

She also credited employees for contributing to the company's achievements, emphasizing the role of curiosity, care, and commitment in building a high-performing organization.

The Singapore recognitions are finalist nominations, rather than confirmed wins. They add to the company's award record while recognizing its work in leadership development and total rewards.

Connecting Employee Experience With Business Strategy

For financial services companies, employee development and technology adoption are closely linked to the ability to respond to changing customer expectations and business requirements.

Manulife Philippines has positioned its people initiatives as part of its ambition to become Filipino customers' first choice for trusted financial advice. Its stated approach combines workplace technology, continuous learning, leadership development, inclusion, and employee well-being.

The latest awards provide external recognition of these efforts. However, the longer-term business impact of such programs will depend on how effectively they help employees build skills, collaborate, adapt to new tools, and serve customers.

For organizations navigating digital transformation, Manulife Philippines' initiatives illustrate how technology investment can be paired with workforce development rather than treated as a separate priority.

The company's three HR Asia awards and two regional finalist nominations place its employee experience strategy in the spotlight as it continues to invest in talent, innovation, and workplace culture.
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DOJ Undersecretary Backs Wider Use of Filipino in Court Proceedings


DOJ Undersecretary Ian Norman Dato says expanding the use of Filipino in courtrooms could help Filipinos better understand legal proceedings, while highlighting the need to accommodate the country's many languages.

Understanding what happens inside a courtroom can be difficult when the language used in legal proceedings is unfamiliar. For people facing criminal charges, that language barrier can affect how clearly they understand the accusations against them and the legal process that may shape their future.

Department of Justice Undersecretary Ian Norman Dato has backed calls to expand the use of Filipino in court proceedings nationwide, responding to a renewed appeal from the Philippine Trial Lawyers Association (PTLA) for the Supreme Court to allow broader use of the national language in courtrooms.

Dato said the appeal highlights a longstanding gap between the language of the law and the people it serves.

“For many Filipinos, the courtroom can feel like a place where justice is spoken in a foreign tongue,” Dato said. He added that when proceedings are difficult to understand, people may have to depend on their lawyers to explain decisions and developments affecting their lives, families, and freedom.

The proposal raises a wider question for the Philippine justice system: how can courts make legal proceedings more understandable without sacrificing the precision required by the law?

Language Access and the Right to Understand the Charges

The 1987 Philippine Constitution recognizes Filipino as the national language and directs the government to take steps toward its continued use as a medium of official communication. It also identifies Filipino and English as the country's official languages for communication and instruction, subject to the Constitution's provisions.

The Constitution's Bill of Rights provides another relevant foundation. Article III, Section 14 guarantees an accused person the right to be informed of the nature and cause of the accusation against them, along with other protections in criminal proceedings.

The constitutional provisions do not, by themselves, establish that all court proceedings must be conducted in Filipino. However, Dato argues that making courtroom language more accessible could help people better understand how these protections apply to their cases.

“It is not enough for the words to be translated; they must be naiintindihan,” he said.

The distinction matters because legal comprehension involves more than translating individual words. People must be able to understand the meaning of the charges, the evidence presented, and the decisions that affect their rights.

The 1987 Constitution provides the legal context for the discussion.

Supreme Court Decisions Show Filipino Can Be Used in Legal Writing

The discussion comes as the Supreme Court has issued decisions written in Filipino.

In July 2026, the Court released a 26-page decision in a statutory rape case written entirely in Filipino by Associate Justice Maria Filomena Singh. The ruling affirmed the convictions in the case, according to a report by The Philippine Daily Inquirer.

The decision demonstrated that Filipino can be used to communicate complex legal reasoning in a formal court ruling. It also drew attention to the role language can play in making judicial decisions more accessible to the public.

The Supreme Court's broader reform agenda includes its Strategic Plan for Judicial Innovations 2022–2027, which identifies access, inclusion, transparency, and accountability among the goals of judicial modernization. The plan is not solely a language initiative, but its focus on more accessible justice provides relevant context for the discussion.

More information about the plan is available through the Supreme Court's official website.

Could Filipino Help Witnesses Give Clearer Testimony?

Dato also pointed to possible benefits during the presentation of evidence.

Witnesses may be better able to describe what they saw, heard, or experienced when speaking in a language they know well, he said. Requiring them to first translate their thoughts into English could make it harder to express details naturally.

Filipino-language documents are also accepted under the Rules of Court without a separate translation requirement, according to Dato.

However, expanding the use of Filipino would require careful attention to legal terminology. Concepts such as preponderance of evidence and the elements of estafa carry specific meanings developed through the country's legal history.

Translating these concepts involves more than substituting English terms with Filipino words. Legal professionals would need terminology that preserves the precise meaning of the law while making it understandable to court users.

That work would be important to ensure that language changes improve comprehension without introducing uncertainty into legal arguments, evidence, or judicial decisions.

A Nationwide Approach Must Consider Regional Languages

Filipino may be more familiar to many court users, but it is not the first language of every Filipino.

Dato cautioned against an approach that treats Tagalog-based Filipino as the only answer to language barriers in the justice system. People in the Visayas and Mindanao, for example, may be more comfortable speaking Cebuano or another regional language. Others may primarily use Ilocano or a different Philippine language.

This presents a practical challenge for any nationwide policy. Expanding the use of Filipino could improve access for some court users, but a system that does not account for regional language differences could leave others facing similar difficulties.

Implementation would therefore require consideration of language assistance, consistent legal terminology, and the needs of people who cannot comfortably follow proceedings in Filipino or English.

The issue is not simply which language courts should use. It is how courts can communicate legal rights, evidence, and decisions accurately to the people involved in a case.

Making Justice Understandable to the People It Serves

The PTLA's appeal and Dato's response place language access within the broader discussion of judicial accessibility. Greater use of Filipino could help some court users follow proceedings more directly, while the country's linguistic diversity and the precision of legal concepts present challenges that would need to be addressed.

Any nationwide change would depend on the Supreme Court's rules and implementation decisions. Dato's statement supports wider use of Filipino, but it does not mean that a nationwide shift has already been approved.

For the proposal to work, accessibility would need to go hand in hand with accuracy and safeguards for court users who speak other Philippine languages.

As Dato put it, the central issue is whether people can understand the laws that govern them, the charges brought against them, and the decisions that affect their freedom. The challenge for the justice system is to make that understanding possible without losing the precision and fairness that legal proceedings demand.
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Hanabishi Joins Del Bangonanza Caravan in CDO


Hanabishi is bringing free laundry services and product giveaways to communities in Cagayan de Oro as the Del Fabric Softener Bangonanza Caravan begins its Visayas-Mindanao leg.

Brand partnerships can extend beyond product promotions when they bring practical support directly to local communities. Hanabishi is continuing that approach through its participation in the Del Fabric Softener Bangonanza Caravan, which is visiting barangays in Cagayan de Oro this October.

The caravan will stop at Barangay Lapasan Covered Court on October 10 and Barangay Macabalan on October 11. Residents can receive Hanabishi product giveaways, while the first 70 people to register will be eligible for free laundry services using the brand’s automatic washing machines.

The initiative brings household products and laundry services closer to residents while supporting the caravan’s broader community outreach efforts.

Hanabishi Brings Household Support to Local Communities


For Hanabishi, the caravan offers an opportunity to connect its products with the everyday needs of Filipino households.

“We would like to thank Del for inviting us to take part in this grassroots community initiative,” said Cherish Ong-Chua, vice president for finance and marketing of Hanabishi.

She said the company aims to develop products that make daily life more comfortable and convenient for Filipino families. Participating in the caravan allows Hanabishi to bring its products and practical assistance directly to communities.

The free laundry service is a central feature of the Cagayan de Oro stops, giving eligible residents access to washing machines during the event. Product giveaways will also be available, although the company has not specified the full list of items or distribution quantities.

Iloilo Next on the Caravan's Route

After its stops in Cagayan de Oro, the Del Bangonanza Caravan is scheduled to visit Iloilo to complete its Visayas leg.

Earlier in the year, the caravan completed its Luzon run with stops in Taguig, Pampanga, and Lucena City. Its continued movement across different locations provides participating brands with opportunities to engage communities beyond conventional retail and advertising channels.

For companies in the consumer goods sector, these initiatives can also serve as a way to build relationships with households through direct interaction and services connected to everyday routines.

Hanabishi Marks 40 Years in the Philippines

Hanabishi is celebrating its 40th anniversary this year, highlighting a milestone in its presence in the Philippine home-appliance market.

The company says it has supported community initiatives through partnerships with organizations such as the GMA Kapuso Foundation and various cooperatives, helping bring assistance and relief to different areas across the country.

Ong-Chua said Hanabishi looks forward to working with brands and organizations that share its goal of supporting Filipino families.

“As we turn another chapter for Hanabishi, we look forward to partnering with like-minded brands, such as Del, and organizations that help Filipino families,” she said.

The company's participation in the Bangonanza Caravan reflects how consumer brands can combine product visibility with community-based activities. The longer-term value of such programs depends on sustained engagement and the practical benefits delivered to the communities they reach.

For more information about Hanabishi's products and activities, visit the official Hanabishi website.
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Home Credit Rebuilds Typhoon-Hit School in Catanduanes


Home Credit Philippines and its nonprofit partners have completed a six-month recovery initiative at Salvacion Elementary School in Catanduanes, combining classroom reconstruction with disaster preparedness training and community skills development.

Completed in July 2026, the project delivered four disaster-resilient classrooms, repaired five existing classrooms, and upgraded essential school facilities. The improvements benefit 115 students and nine school staff members in a community repeatedly affected by typhoons.

The initiative, carried out with All Hands & Hearts (AH&H) and supported by Happy Hearts Czech, also extended beyond school infrastructure. Programs in disaster preparedness, child protection, menstrual hygiene management, and construction skills aimed to help residents build the knowledge and capabilities needed for long-term recovery.

How Did the Catanduanes School Recovery Project Help the Community?

The project addressed two connected challenges: creating safer spaces for learning and helping the wider community prepare for future emergencies.

Recurring typhoons had left Salvacion Elementary School vulnerable to damage, disrupting classes and affecting students and teachers. Rebuilding classrooms was therefore only one part of the recovery effort.

Home Credit supported the construction of four disaster-resilient classrooms and the repair of five others. The project also provided sanitation facilities, a water filtration and drinking station, electrical upgrades, furniture, and a new playground.

These improvements give the school a more suitable environment for learning while addressing basic needs such as access to drinking water, sanitation, and functional classroom facilities.

For school communities exposed to recurring disasters, reliable learning spaces matter beyond the school day. They help students continue their education and give teachers a better environment in which to work, even as the community recovers from disruption.

What Were the Project's Key Results?

The six-month initiative combined physical improvements with training and community support.

Disaster-resilient construction: 4 classrooms built
Classroom rehabilitation: 5 classrooms repaired
School beneficiaries: 115 students and nine staff members
Disaster preparedness: 393 students, teachers, and community members trained
Child protection: 126 beneficiaries participated in programs
Menstrual hygiene management: 78 community members attended workshops
Construction skills: 4 women completed female mason training

The figures show that the initiative extended beyond rebuilding damaged facilities. It also invested in practical knowledge and skills that may support community preparedness and recovery.

The female mason training is particularly notable because it introduced four women to construction skills that could support future livelihood opportunities and local rebuilding efforts. However, the number of trainees who go on to secure paid work was not disclosed.

Why Does Disaster Resilience Require More Than Rebuilding?

Disaster recovery is often measured by the buildings restored and facilities replaced. Yet physical reconstruction alone may not address the wider challenges communities face after repeated emergencies.

Preparedness training can help residents understand risks and respond more effectively when disasters occur. Child protection programs can reinforce awareness of children's safety and well-being, while menstrual hygiene workshops address practical health and sanitation needs.

The Catanduanes initiative brought these elements together with school rehabilitation. This approach recognizes that a community's ability to recover depends not only on infrastructure but also on people's knowledge, resources, and access to support.

For businesses investing in community development, the distinction matters. A completed building is a visible output, while sustained improvements in safety, education, livelihoods, and preparedness require continued attention.

The project figures establish the scale of the activities delivered. Long-term measures, such as classroom continuity after future typhoons, employment outcomes for trained residents, and the continued use of preparedness skills, would help demonstrate the initiative's lasting impact.

How Is Home Credit Linking Education With Long-Term Community Development?

Home Credit Philippines positioned the project as part of its broader social impact efforts beyond consumer financing.

"At Home Credit, we believe that true empowerment begins with creating opportunities for people to learn, grow, and build better lives," said Jana Pechouckova, senior vice president of Home Credit Philippines.

She said the partnership invested in safer classrooms and stronger communities by supporting learning environments and equipping residents to face future challenges.

The initiative also opened the possibility of extending education beyond school-age learners. Salvacion Elementary School plans to expand access to learning by offering educational opportunities for adults who were unable to complete their formal education.

If implemented, the initiative could create additional pathways for personal development and economic participation. The school has not yet provided details on the program's launch date, curriculum, or expected enrollment.

For Home Credit, the partnership illustrates how corporate social responsibility can connect infrastructure investment with community-based programs. Its longer-term value will depend on whether the facilities remain functional, training translates into practical benefits, and the planned adult education opportunities become available.

What Role Did All Hands & Hearts Play?


All Hands & Hearts partnered with Home Credit to deliver the school and community initiative, with support from Happy Hearts Czech helping establish and facilitate the collaboration.

Kezz Burrows, program director at All Hands & Hearts, emphasized that recovery involves restoring opportunities and preparing communities for future challenges, not simply rebuilding structures.

The partnership brought together corporate funding and nonprofit implementation to address different aspects of recovery in Salvacion. Such collaborations can help connect resources with local needs, although their long-term effectiveness depends on maintenance, community participation, and continued support after a project's formal completion.

Home Credit said it intends to pursue further partnerships focused on community empowerment, resilience, and opportunities for Filipinos.

The Catanduanes project offers a concrete example of that approach: rebuilding classrooms while also investing in preparedness, protection, and practical skills. Its lasting significance will be measured by how well these improvements serve the school and community in the years ahead.
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